@Monico LorenzanaIt depends upon what you're trying to achieve, the amount of capital you have, and your time commitment.

It's important to choose that one and commit to using it.

its not guaranteed until the title commitment is done and in hand.. lenders want that a few weeks in advance so they have time to review it and check that there is nothing on title they dont like or is a deal breaker to funding.. they dont want to do all the work then have one day to review and approve title. these companies work just like a bank  they have set process's and getting title commitment and funding  same day is not one of them. now myself I will without title insurance.. and rely on a trustee's guarantee and my borrower if something does not go right then my borrower has to make it right.. so it takes a very special borrower that has that capacity.. and or have earned my trust.

So, beside the question that needs to be asked by the passive investor as to whether the sponsor is a fraud, is whether the sponsor has the moral compass to resist the temptation to commit fraud if things don’t go their way. 

Yes, it is work to do this, but if you commit to it, I know personally it will help you to be a better investor!

You purchased it with a HML, and are now rate/term refinancing the $1.5m (75% of $2m) hard money loan for better terms b/c you show six months of stabilized rent, the T-12 and rent roll with the monthly breakdown shows a clear trend towards where we are at now.Your hard money loan matures at the 2-year mark, but you weren't silly enough to call me at the 1 year and 11 month mark, so my partner lenders that have great terms, but move slower, are on the table.

Any decent marketer would know this yet I don;t see videos of their skills at least they are not easy to find."

Most builders require you to provide a Pre-approval letter or Loan commitment from the bank.

However, if you think that by wholesaling without that commitment you’re going to learn about real estate investing, or you’re going to make enough money to be able to pay expenses and accumulate capital, you’re going to be very disappointed. 

Investors connected and contacted me from BP the third week of May, frustrated with their STR search due to licensing restrictions, but committed to finding a coastal second home eligible for vacation rental usages before the end of summer.