Sincerely, Mandee

I am just starting my real estate investment journey and would sincerely appreciate being able to connect with anyone investing in or around Guelph. 

And of course some of them will need to sell in a certain timeframe and have to lower their price to do so, which is what will start to lead to prices declining.I could be wrong about all this, and I sincerely hope I am, but it certainly feels a lot like 2007 - the market turning point - to me.

While the HCV homeownership regulations contemplate a downpayment grant option (where the PHA offers a single downpayment assistance grant to the family instead of a monthly homeownership subsidy), funding has not been appropriated for this purpose and this regulatory provision has never been implemented.https://www.hud.gov/program_of...Please don't take this reply as some sort of "I'm right and you're not" scenario.I am sincerely appreciative of your feedback. 

That's a good thought, Tchaka...since rates have continued to drop. 

I sincerely hope that this exceptional time will pass quickly and that we will be back to providing all the amenities and services our residents normally enjoy very soon.Stay safe.Very truly yours,Your Landlord

Sincerely, steve

I do plan to move to another 2 unit or a single at some point and since rates are super low now, I'm wondering if it's best that I just refi now before rates inevitably rise? 

Any guidance is sincerely appreciated.

(in the event of death, incorrect estimates, financing issues,... )Thank you sincerely for reading this long post and for any insight you are willing to provide.