But you have to ask proactively, and be mindful of how long you stay in forbearance to avoid long-term credit issues.🔹 Insurance Challenges – Even when insurance pays, it rarely covers the actual cost to completely rebuild.

The issues can be local so look for someone in your area who is posting and try to contact.   

Shayan,Best option to avoid issues and stay risk free along with having a better approval chance would be to go with a Cash out refinance.

We are good friends but that's also not an issue for them because they are a dual veteran couple.

I've asked my clients a similar question and have developed tools for them to minimize this, but I find there are a few different types of clients.Manager managed - these folks have no issues as they simply upload their year end statement from their property manager, their 1098 mortgage statement and any other one-off expenses they may have paid for outside of the management company. 

Obey TorahBest, Larry Cheshier That’s interesting Larry but the issue becomes interest rates to borrow the money wouldn’t make this a valid choice.

We have become good at it, by simply issue a 3 day letter to pay rent or quit.

It provides an opportunity to see what's happening in the units.You still have the ability to evict for lease violations, but your less likely to face non-payment issues. 

We manage a property that was having drain field issues for awhile, got estimates and had the owner approve one of the vendors.

As an investor - if I was putting $125k down I would want title in my name and a clear title policy - so that is where I would have the issue.