At the buy down shops, you can get into the 6s but it will cost you a few points.

Investment Info:Single-family residence buy & hold investment.

Don't be suckered into buying cheap properties - unelss you know exactly what you are getting into.Here's some copy & paste advice that applies to just about any Midwest rental market:--------------------------------------------------------------------------------------------------Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

What I did get, was on a marketing email list that sells their other virtual products.

It's going to be tough to buy a property without steady W2 income.  8k is a good start, but you might need to keep saving.  

Have you thought about your investment style-- buy and hold, fix and flip, househacking, passive investing, STR, something in between?

I also like to be set higher than most of my competition because I only buy really cool properties that are sought after.

Since I, too, am in Tampa, DM me and I'll buy you a cup of coffee.

When I have to buy material from Home Depot for my rentals.

I have begun to look for a new primary for myself but have decided that if possible, I would like to build rather than buy.