I also DMd you on Instagram after seeing this post. 

I would double check I suspect HOA liens get removed as well since they are junior to the tax .. over the years we bought literally hundreds if not more than a thousand parcels in CA at tax sale and never once had a lien survive.. the only bummer was we got one over turned when the county missed the statutory publishing date  ( 21 days) by one day and the owner who lost the property brought a civil suit and the judge reversed it.. the entire sale that year could have been reversed over 250 properties but each and every own would have had to bring a civil suit.. then after one year there is NO ability to reverse the sale. and of course we got our money back.. but spent money on attorney. 

SEBASTIAN J.SCALORACommitteeTHE SCALORA LAW GROUP100 RIVERVIEW CENTER SUITE 285MIDDLETOWN CT 06457

Personally, I think even at our forever home we would like to have an in-laws suite, separated basement, or an ADU of some sort to house our parents. 

Generally speaking, HELOCs are more suited for personal expenses or home improvements.Also, keep in mind that most lenders right now are capping at 75% LTV for a cash out refinance, not 80% LTV.

It will be interesting to see what other suits are filed across the state as a result of this ruling.

Both banks and credit unions are good starting points, as they can offer different types of financing solutions that might suit your down payment goal of 15-20%, but the chances of getting 15-20% are limited as 25% is more likely to open more doors for you. 

I would recommend interviewing a few different brokerages to figure out which office would best suit YOUR needs. 

Not every property is suited to an MTR (or an STR or even an LTR for that matter.)

You want to make sure that your property type and location is suited to the type of travelers coming to your area so that you market it appropriately, price it appropriately and can be competitive.