@David Gephart: Read the success stories and you'll know that you can get started and succeed without spending $xx,xxx on a formal training. https://www.biggerpockets.com/forums/223-biggerpoc...

Items left outside were a issue.I would post to each apartment that any unclaimed items in the locker area would be disposed of on xxx date. and would give 2 weeks to get it claimed,, unclaimed stuff was tossed out.If you don't have a separate locked area for each tenant.

"Once I get to $X,XXX passive income I can buy ______,"or whatever your goal is.Think long term, have a plan in place, and remember how much life you have ahead of yourself to enjoy.In terms of your income and struggle to get the credit you need to invest... that's a tough problem to have but is entirely solvable.

It gives the seller a warm fuzzy that you can likely get an $xxx mortgage.

Gorgeous Million$ bank owned property for 775K" Call 770-XXX-XXXX for Pics.

And just like the mid 2000's people from expensive states ask how can you lose on a building that is $xxx?

So I think my answer to this person will be, "I am scheduling appointments to view the property at xxx. 

Then I highlight orally the list of issues.Think compare/contrast the lease conditions vs the factual differences caused by the tenant.Attachment A) is the lease signed on mm/dd/yyyProof of Service is Attachment B)lease payments due on 1st, late on the fifth and the tenant is always late even up to the 15th as evidenced by Attachment C) payment history for xx prior monthsunit is to be kept clean Attachment D) shows pictures of the exterior which impact my ability to rent other unitsKeep emotions out of the discussion and if relations between tenants is an issue, just state:Tenant said/did xxx which impacts quiet enjoyment of the other tenants.

Negotiate a no or small down payment, find a credit-challenged buyer(new to the area, small business owner, banged up credit but has great income, etc.) with $XX,XXX to put down as a non-refundable option deposit(Sandwich Lease), etc., etc.There's been many books written on the subject.

The second property is lived in by an adult offspring of the property owner, who has collected garbage and debris for 20 years and displayed it all over their yard.The biggest problem for either property is the occupant's compulsive problem with their belongings, which is deeply personal and complicated.