The only reason I ask this, is if a bank is quick to give you $15K credit,  I interpret that as them knowing it needs significantly more than that.. maybe you could get more off?  

They are 6 month minimum leases to avoid transient taxes.If I'm interpreting 83.49(5) correctly, I can withhold their deposit if they vacate early, in which case, why did I ask the question in the first place?

My prepayment penalty went from a 5,4,3,2,1 to a straight 20% prepayment penalty that basically is for the next 10 years or more (depending on how you interpreter the wording of the note) and it's written in such a way that it is even more than 20% because they mortise it over the life of the loan so it comes out to much higher than the 20%. 

My interpretation on this letter is to have your buyer's agent send it  but not with  an earnest deposit .

There is no specific language in the law that says landlord must provide, heat, furnace,   The language I provided earlier which is from the MN bar association lease mimics state statute and has been interpreted to mean that a LL must provide a working heat source, it does nor require them to pay the utility cost to run the heat source.  

My initial interpretation was that i could reduce my non qualified use by 2 full years, and you could reduce yours by 5 years but my second reading of more detailed IRS explanation calls into question my interpretation if you go beyond the 2 or 5 year boundries.  

Also, reading the title ownership on the county doesn't help if you don't know how to interpret some past events.  

What you fail to realize is there are varying degrees of risks investors are willing to pay for, depending on their own interpretations and return expectations. 

Some states interpret that as performing actions requiring a license without actually holding the required license.David J Dachtera"Success is not a destination.

You will definitely want to work with your plan provider and/or a qualified tax attorney on this deal.This gets into a grey area, with a reasonably accepted interpretation in the CPA world as follows:Your IRA may joint venture with a disqualified party such as yourself with the following considerations.The JV is entered into by both parties on day one.