(Whether this makes financial sense is probably a discussion for another post) Should I insist on meeting prospective tenants face to face before agreeing to lease to them?

The amount of rooms available is barely sustaining the amount of traffic coming so from an investment standpoint, it is a very opportune time. 

Does it cashflow with what you're putting down, barely break even, or is it cashflow negative?

You can find some with barely any damage and at a great savings. 

. $30-40k a year is not enough to manage REI, if anyone tells you it is it's either they got something to sell you or they have not faced a cycle or two of financial hardship(economic not necessarily personal).

I'll be in town for a week in October and would love to meet face-to-face over lunch or dinner if anyone is available.Looking forward to connecting! 

I'm an avid reader of BP but I'm also a self-taught investor like many of us here, barely 3 yrs deep into REI, so I'm certain blunders abound.

I am really excited to put names to faces of all the people I have spoken to. 

It would have to be in the best interest of the creditors in order for that to happen (get approved).You would also have to pay the lender that put the loan into foreclosure, in full, or face their objection in the hearing.

Case in point, in 2017-2019 while facing a severe housing shortage, Minneapolis enacted its 2040 Plan, becoming, “the first major U.S. city to end single-family exclusive zoning, opening the door for developers to build multifamily buildings on lots where a single-family home used to be (NBC).”