We're advising clients to consider selecting a lower prepayment penalty to refinance if rates decline in the next few years.

This way, you can still have a personal touch in your selection but ensure that your decisions are based on measurable factors rather than subjective preferences.

Have you selected the market, return criteria, etc.? 

I own my own brokerage so I can do what I want, and my agents are intelligent enough to do what they want without my permission, but I have a small team of very select agents. 

He says he talks to hundreds of people every month, but only a select few are a good fit for their course.

So your vision of things, is via a lens you pre-selected to see things in, an "evil" intention vs one where they are trying to avoid the size a universal increase would require, the burden upon everyone, and seeking how to achieve same ends but in a more fair and balanced approach. 

And in my opinion, his book covers everything a newbie needs to understand: from asset selection, to evaluating sponsors, to capital structures.

To make an informed real estate investment selection, think about initial investment, management ease, marketability, and selling value.

Here are pockets I focus on for cash flow:West side - West boulevard, Cudell, Clark-Fulton, Jefferson, Bellaire-Puritas, Old BrooklynEast side - Fairfax, Buckeye-Shaker (the north side), Waterloo Arts District, Garfield Heights, Maple Heights, Newburgh Heights, Lee-Miles (the north side), BedfordHere are the areas that I focus on for appreciation:West side - Lakewood, Edgewater, Old Brooklyn, Ohio City, Tremont (above 490)East side - Buckeye-Shaker (the north side), Waterloo Arts District, Fairfax*I have a graded neighborhood map of these areas as well if you would like to check it out.

My partner has selected JURNY PMS to host our STRs and I'm having some trouble finding some integrations I would like to use for the property.