Hi Heidi,I did a 15% down loan for 2 properties in Albany, NY with the national bank of Coxsackie in 2023.

I get a digital copy with every return along with the offer of a printed version.

Can you please share?

Next steps include analyzing deals, connecting locally, and studying financing options.Good luck!

You have material information that effects the desirability and value of the property.

Please shoot me a DM with your email and I can send it over to you. 

If you buy right now you get in on the ability to increase your equity faster and simply refinance in 12-24 months when rates drop.I have seen this cycle twice in my 19+ years in banking and we are getting ready to have much lower rates over the next 3-4 years.

If you expect to have more rental income next year or from other properties, saving it might make more sense.

Please keep in mind, this is my opinion and I am not being paid by RESimpli or any other person for my comments.

To avoid going through the same poor experience, keep reading.Even if someone gives you a referral here, do NOT make the mistake of assuming that the PMC will meet your expectations, just because they met the expectations of the referral source.In our experience, the #1 mistake owners make when selecting a Property Management Company (PMC) is ASSUMING instead of CONFIRMING.It's often a case of not doing enough research, as they don't know what they don't know!