As a rule I generally assume expenses to be 50% of the gross income for my first look evaluation no matter what expenses the seller reports (unless its more than 50%, then I will use their number.)From there you can get into more detail on what type of capital expenditure budget the property might need depending on what physical condition and what strategy might be best.As far as due diligence once the property is under contract, or maybe before in some situations you will need a much more exhaustive list.

Plus, what they probably have is an emotional service animal (helps you mentally) vs a true service support animal (one that has been specifically trained, think seeing eye dog). 

They will have the mentality that their neighbor stole from them for a very long time and they had to personally carry the burden of their neighbors non-payment. 

If you exhaust all options and no one will finance you, I'd say save up all the money you can and hit it hard when you graduate.Best of luck to you :)

Money doesn't buy happiness, it comes from within, from being content and appreciating what you have.When people talk about entitlement mentality, this is what they are talking about.

I was a project lead on residential remodels but recently moved to a job in commercial construction to free up some mental bandwidth to be used for my own endeavors. 

I spent a few decades creating my teams.. but 99% of my folks don't have the BP mentality were they are looking for the highest returns and willing to take some risk.. my folks are coupon clippers.. but my folks COC returns will beat most rentals. especially west coast.. but again its completely different asset and people have all sorts of different reasons for investing in certain things..

She put on a very good show regarding her personality and type of person that she was and I have paid the price for that financially and mentally enough already.Thanks in advance 

I have recently become financially conscious after getting myself out of a mental stalemate caused by what felt like unmanageable student debt.

Your mental state is stronger than you think.