The bank files foreclosure and all these websites scrape up the info from public records, or if desperate, might buy a list directly from the bank. 

I guess in a red-hot market (Portland or San Francisco maybe), good tenants can appear desperate.

Maybe you find a really small house in a great neighborhood where nobody wants it there but you can make the numbers work because someone is desperate to get into the top school district.For the most part though, I like the homes in that are worth between 120k and 160k that I can be all in at 70% ARV or better and that will rent for 1350 to 1600/mo.

However, your post has given me the motivation I desperately needed...so I figured I would brain dump it all here first before turning it into an article :-)1) SBA - The Small Business Administration offers many services for Veterans and Active Duty Military personnel.

It was for a owner that was trying to sell quickly and was desperate to sell........Where we inherited tenants that appeared sweet......but were awful!

I'm not desperate for work.    

From what I have seen it is typically the offices that are trying to recruit agents, not the agents trying desperately to find an office unless you're trying to get a job at a larger company where it is a salaried position requiring a RE license. 

She is desperate for the deposit back, angry and says no damage only wear and tear. 

I guess there is no deal until you have a "Desperate Seller"?!?

I would love to tell you to be warm hearted and give them a desperately needed break but,your rental doesn't sound optimal for her poor health to deal with safely.They need a one level ground floor unit to keep her safe and you away from a potential lawsuit.The first time she tumbles down the stairs and gets hauled away in an ambulance you are going to hear from their attorney crying "Well you should never have rented to them you greedy slumlord!!"