the have found a way to solve for all the problems that you brought up and get you quicker to a place that your investment can be cash flowing.  

I mainly bought it for the land, do not intend to rent it out for cash flow or what not.It is currently occupied by the previous owner.

:)  Is it still cash flowing after the refinance?  

I was looking there myself and curious what areas you would choose for a mix of cash flow and appreciation? 

Contrary to most business lending, the REI industry has a lot of "non-bank" lenders that provide attractive loans that can lower your cost of capital and improve your profit/cash flow. 

I'd estimate your cash flow after you pay the loan payment would be $600-$800, which a lender that understands investment real estate should give you some credit for on your DTI.As for a bank, I have a specific lender at NBI that I would recommend.

For rentals, focus on cash flow and metrics like cap rate (target 8%-10%) or cash-on-cash return.

Low down payment AND it cash flows also AND buyer has title.Maybe I am asking too much, but I don't think so.Perhaps you just market to homeowners.

So the goal of DSCR is now to figure out the best real estate cash flowing strategy to pair with DSCR loans as you scale your portfolio. anyone looking for help going DSCR, feel free to reach out as I build my portfolio with these and help investors scale theirs as a lender.

I was able to rent the property by room and it cash flows about $200/month so far.