Dave Van Horn is a collegue of mine and I am glad that he was able to point you in a direction that helped you feel better about your retirement planning. 

Landlords mistakenly ASSUME all PMCs offer the exact same services and operate the exact same way, so price is the only differentiator.So, the first question they usually ask a PMC is about fees - instead of asking about services.This also leads them to ASSUME simpler is better when it comes to management contracts.

Or better said, they are vastly inferior to single family properties.- With $100K, you have a lot of options. 

I like this option better than a Wrap because for me its just easier to understand and navigate, especially if lender calls the loan.With all this being said...I am just looking for those that have direct experience with using Lease to own to get into Multifamily and Apartment building type projects.

For first flips better to start with a  small cosmetic rehab  until you get to know the process and the team well.

We have a great interest rate, which is what is making us want to hold on to it, but it just might not be worth it when we can use the equity to get us in a better position. 

I'm about to stabilize a quad that is now cash flowing (after 8 months) because I appealed taxes (and won), got better insurance, and then renovated 3 of 4 units and brought rents up $300-$400.

I have one lender that will go up to 85% but need 720 credit or better and 1.25 DSCR no rural areas

Start building relationships with retirees who want a better return on their money.

A lower loan to value will be a factor in getting a better rate versus a higher loan to value.