New flooring, kitchen, bathrooms, light fixtures, trim, doors, etc.

Exactly how much climate change there will be (as well as how much humans will mitigate it depending on the future of green energy, new technological breakthroughs or if we ever actually figure out that 4th gen nuclear is actually the best option). 

Do the properties you are analyzing need no renovation, light, or heavy?  

You can also consider increasing your deductible to lower the premium, assuming you have enough reserves for emergencies.Energy Efficiency Improvements→ If you cover utilities for your rental properties, look into energy-efficient upgrades (such as LED lighting, better insulation, or energy-efficient appliances).

However, getting a policy to cover a few thousand dollars worth of damage to one of my glamping tents is not worth the money, time, or energy for me.

what's tough about that is that deal - something that just needs light cosmetics, but is priced below market - doesn't really exist right now. 

Mitigation Strategy: Cost-efficiency improvements such as energy-saving upgrades or negotiating better service contracts to reduce operating expenses.

Conventional loans typically aren't for rehab projects, but rather for ready-to-rent or light cosmetic upgrades.

If you still have some time on your lease, you could buy a light value-add SFH with a low-down construction loan.

We've made it simple for operations to make InvestorFuse "The CRM that you will actually use"Depending on what you're looking for CRM wise, you could probably spend time/money/energy on customizing a Podio build out to your needs.