You may also have usury laws to contend with in your state depending on the type of property sole and transaction.Another matter related to interest is that a seller can not charge points, that is pre-paid interest and seller financing is an installment arrangement loaning equity based on a sale price, not cash.In serving your client's best interests, it is better to advise competent assistance by a professional, such as a CPA would in a legal matter.

Beyond the math, you need to contend with the realities of lending guidelines---title seasoning issues and or chain of title to be specific.

While it sounds amazing to have 20 doors rented out, you also have 20 different families to contend with, potentially several property managers, the tax returns and monitoring the cash flow and expenses, plus overhead of physically owning the real estate (mortgage, repairs etc).I wanted to have time and geographical freedom, which is something I feel most investors want - but it often gets covered up with "financial freedom".

What I've seen is isolated, not systemic, and not material to trade... as not in context of a deceptive trade practice which I contend Casey is alleging.

As it stands, if you build the wall now, you will have to contend with the overhanging treads, which will complicate drywalling and finishing. 

The length of the eviction process and how things can get hung up by the rent board fill in some of those missing vacancy numbers that other places contend with.  

As much as we like to think there is a SCIENCE to marketing, I've always contended that it's more of an ART.

But for us, still not the right time to buy.Indio is definitely a contender.

I know 98% of wholesalers will look at this post and think (or say) 'he doesn't know squat...' but I contend if those 98% actually made a dime wholesaling, they would learn quickly that using "investing" methods (exchanges, installment sales, depreciation allowance, etc.) will not work for IRS non-investment transactions.

I know this sounds crazy, and there is some great advice here, but talk to each tenant individually if you can and find out the deal.If the units are in terrible shape, you're not going to be able to raise the rent much or get someone in, now you have vacancy and rehab to contend with.If the units are pristine, maybe the tenants know they're paying under market value.