I'm not looking to get a multi family here and there, I want my first deal to be a few million worth of property so I'll be asking them to chip in a fair amount of change.  

If it is chipping It is most likely paint.

I know this is an old thread but I just tried out the epoxy tube and shower paint kit from Home Depot for a beat-up/chipped shower surround this past weekend.

Just install the sw on some non-volatile medium like a chip or partition the drive and blast the other partition.

We also are not comfortable putting all our chips in for one hand.

I didn't perceive it at all as though he has a chip on his shoulder because his investor wore nice clothes and had an expensive car - his point was that this particular investor had a poor attitude towards his "employees" and showed very little respect for them.

It is blue chip.

The kitchens are dated with tile counters and ceramic sinks that are chipped and worn.  

What did you use as a bargaining chip?  

Failure is sometimes required to gain knowledge, so just keep chipping away at it and never give up.Which city or state is your flip in?