When it comes to the profit structure for a syndication consisting of a sponsor, general partner, and limited partners, typical splits are 30/70 SP/LP and then increasing the sponsor's split under a waterfall. 

shop around if you want typical conventional agency debt then 20% but you could also do a conventional rehab, but why are you not open to non or sub prime non doc type loans or BRRR strategy

One thing that I just recently learned, on a refinance banks typically only loan 70-80% LTV meaning if the house appraises at 200k then the bank would only loan $140k-160k.

@Craig Lind you have it exactly right...A hard money loan is typically 10% - 15% interest, and only a one year loan.

What are typical home equity loan interest rates and loan conditions? 

(I do not plan on purchasing all cash in my direct mail campaigns - going to do typical bank financing)?

Typically it's pretty easy to figure out who owns a house and what their address is through searching for the tax records on the property. 

The only problem I can see....you linely used the bank’s title company, they are typically incompetent. 

Typically the premium is fairly inexpensive.Also, the premium for liability is VERY inexpensive, so I would say at least 500k and compare it with 1M.For the umbrella, you'll have to have a minimum of 300k

If you like control, does your company offer a self-directed 401k (expands your options beyond the typical mutual funds)?