Our plan has to be completely customized when you mix in the city's requirements and our desire to maximize square footage.

Lease Options are "no money down" deals, as would be many Sub-2 deals.

I hope this is the right sub-forum for this question.

When I create my initial goals, I like to take the time to also create several sub goals that make achieving the major goals easier.

So, the software might be great but customer service is horrible.

If you have the balance of money --to pay cash --with deposit from your end buyer - so that the hosue if free and clear --you get title to hosue ---then your partner --OR your partnerhsip ( LLC ) can do the Lease Option --- for 12 to 18 months -- and also allow him ( buyer ) to sub-lease property to a tenant --

Does the good borrower win with a lower than SF rate or does the SF win with the sub prime rate?  

We are just flipping now hoping to gather cash to start buying houses cash , then do "rent to own" deals for customers.

This comes out to an extra 2250 per month qualifying income in addition to your 2000 per month, now you have 4250 per month and you can qualify up to 45-50% of this (use 45% to be conservative) which comes out to about a max mortgage payment of 1912.50 / .00725 = roughly 260k of mortgage + your down payment = total maximum sales price you're approved for.I hear upstate NY is a lot less expensive so hopefully that quick example of how you can get up to 260k of loan amount approval is applicable but you can always adjust your numbers to your actual sub market or town/city/area.

Easy, and excellent customer service.