Additionally I'll add as a negative that your flood insurance is going to pretty expensive and there is a good chance a lender will require wind and hail as well.

What I would hate to have happen is for you to post a question on BiggerPockets asking if you should do an expensive education program and get a ton of negative feed back, and then decide not to do it, and then ultimately not do anything because no one reached out and offered to help you learn.

But let me not be a negative nancy and answer your QBTW anyone ever told you you look like mark Zuckerberg?

Just remember: most negative reviews are written by problematic tenants.

ACV polices will list 8 or so types of loss that will be covered by the policy and if it’s not named...it’s NOT covered.RCV polices are an “all risk” type of policy so it will only list the exceptions that are not covered - as long as the loss isn’t listed as an exception than it will be covered.It’s complicated and is why some people hate the concept of insurance because they end up learning this stuff as part of filing their first claim.

on the basics of RE investing (general concepts) and will be talking to experts in the Auckland property market.

I can't come up with another negative which I guess is a good thing.

Then it would depend on the type of property meaning a positive geared or negative Geared property and last but not least and the most in important it depends on what your goals are and what is the strategy that you’re using to achieve those goals

I'd love to hear your positive and negative feedback on HML in the Northeast Ohio area.Thanks in the advance.Kyle Scelza

If you are using your retirement money, it's important you don't go all in on one-two deals as one mistake (which will happen eventually) could seriously negatively impact your finances.