I consistently get twice as many tenants with my free craigslist ad, paper flyers at the grocery store and $14 sign in the yard than my $500 a month newspaper advertising. 4.

Last week, Federal Reserve Chairman Ben Bernanke said the banks will need even more money to shore up their damaged balance sheets and feel secure enough to lend more freely. “Our economic system is critically dependent on the free flow of credit,†he said. “More capital injections and guarantees may become necessary to ensure stability and the normalization of credit markets.†And just in case U.S. lawmakers and Barack Obama’s new administration didn’t hear clearly, Fed Vice Chairman Donald Kohn delivered a similar message.

Seems like you are expecting some additional declines, which would be consistent with my expectations for Phoenix. 60% of $50K would be only $30K.

I told him There were no messages on my recorder from heim.

This way the GC can easily bid out each part of the job, and get me a bid much more quickly than if he has to consolidate based on my "room to room" list of things to do.I'll then have my GC give me a labor bid broken down into the following components:- Permits- Demo/Dumpster- Foundation- Roof Framing- Roof Felt/Shingles- Siding- Gutters/Soffits/Fascia- Decks/Porches- Landscaping- Doors- Windows- Wall Framing/Sheetrock- Electrical Rough- Electrical Final- Plumbing Rough- Plumbing Final- HVAC Rough- HVAC Final- Kitchen Cabinets/Countertops- Bathroom Cabinets- Bathroom Fixtures- Interior Paint- Exterior Paint- Carpet- Hardwood- Tile- Vinyl- OtherOther could consist of anything from install mini-blinds to replacing outlet covers to installing appliances.This generally gives me (and the GC) enough detail that the job can be accurately estimated, and if things change (or surprises are found), we can adjust individual areas accordingly.This also gives me a good idea how much each of his subs will be making, allowing me to figure out what his profit margins will be -- giving me some negotiating help if needed.If your contractors have an issue with filling this out, try telling them, "My lender is requiring me to break it down this way in order to approve the loan."

BUT, putting in low offers because it is consistent with your goals and financial real estate plan is a different story.

On the message you explain a little about your business and what you do.

Aloha Matt,Just signed up today and I saw your message.

If you tried this rezoning in my neighborhood, the city would be very supportive because its consistent with their plan.

I was consistently nailed for loose hand rails, smoke detectors with the batteries taken out, Fire extinguishers out of date or not in place, loose door knobs, typical renter mentality stuff, the lines in the parking lot were not dark enough one year.