Hi @Jonathan ChaiLegal disclaimer:I am not a lawyer and do not practice law or contracts in your area, I'm just some dolt on a message board giving his opinion.

I am a husband to an awesome wife, and a father to two lovely daughters.My experience in real estate consists of countless hours of moonlight research and reading books, listening to a lot of BP podcasts, and lending a helping hand with construction and grunt work to friends who own rental properties to learn what I can from them.My goals in real estate are to invest in buy-and-hold single & multi-family properties, building a portfolio that will allow my wife and I the financial freedom and time to dedicate more of our efforts to helping and blessing othersThanks to BP for this invaluable resource to financial freedom and to all the members who contribute their knowledge so that others can learn and grow!

Legal disclaimer:I am not a lawyer and do not practice law or contracts in your area, I'm just some dolt on a message board giving his opinion.

Message me and we can chat more.  

Legal disclaimer:I am not a lawyer and do not practice law or contracts in your area, I'm just some dolt on a message board giving his opinion.

I'm trying to finalize my branding (i.e. company name, marketing message, etc.) and I'm torn on which brand direction to take.

Please feel free to comment or message me privately.

Any software you use, needs accuracy, booking, consistency, dedication, education, reporting, analyzing and more.

Homes from $80k - $100k might have just a little more but to get consistent yearly appreciation you have to look at the over $100k mark, even in the $120k+ range.  

What he probably meant is the average borrower usually sells the home or refinances within 5-7 years after a purchase of a home so paying points often times is not the best way to go unless if you can really know beyond a reasonable doubt that you'll be in that property longer than the "break even point," in terms of months/years.escrow fee is dependent on local area companys they usually consist of a flat 250-500 fee Plus $1.xx per every $1000 sales price or other type of variable fee calculation model.FHA streamline refinances "can," be offered with no points and often times with sufficient lender credit to pay all closing costs as well but your loan is a 20% down conventional no ?