He is now on our forever team because getting the loan is critical but also because of the extra service he has provided us.  

I know if I can get a 3-4 bedroom house I should be able to charge 4-5 hundred a month per room which if I get the mortgage payment low enough then covering that, property tax, insurance, etc. should be doable with a little extra to put back towards any unexpected expense with the house.

There's enormous value in listening to failures lie about why they failed.

But by getting dirty (lol) he found that the hoarder was into photography left hundreds of cameras and photography equipment which he has sold and is still selling so far has made and extra $75k above and beyond his initial expected profit.

Con. placing your name to extra debt.

Plus there are extra charges for sewer jets, machines, etc. my question is— how the heck did beer bottles, soda cans, and what looks like a piece of siding get into your sewer lines?!

Make sure if you invest outside your local market that you find *great returns* (not good but great) to compensate for the complexity, extra travel costs, etc.

Adding more equity with some extra work for a few months. 

If you were trying to refi out of a hard money loan, that's a case where it would make sense in my mind to pay those extra fees since your interest rate would be so much lower afterward and you'd be paying off principal every month. 

Homes with extra space for a home office could become more desireable.