I'm just concerned that when it's all said and done the American people will not reap the rewards on the resale of these assets.

Hi Mike,You've got a lot in the way of questions so I'll take the first one and leave the others for another investor to answer.With a contract for deed you're entering into an agreement with the seller to purchase their property under whatever terms you're able to agree to.Pretend for a second that you have a house for sale and I agree to purchase it under the terms of a contract for deed by making payments of $1,000 per month for 10 years.

This is something that I am a little concerned about but not to worried, because of how the market is especially for loans.

I have an abandonment clause in the lease that permits me to enter, and I also have a clause that request that they notify me if they leave town for 7 days or more to help prevent these kinds of issues from arising.

Are you seeing vacancies as a result of day laborers leaving?

A straight loan to an LLC is pretty simple, and could leave an investor at risk if we were to go under.

So, that really leaves subject to as the right choice.Why don't you think you can refi?

You leave the lender hanging, and they won't deal with you anymore.

My only concern is our ability to handle the increased HOA fees until this market starts a comeback.

Lending will ease, though it may take a while.As a buyer, I worry that the number of REOs available will decrease and their prices will increase, since the banks now have an alternative buyer for their bad loans.As an individual investor, I'm concerned that large companies will end up being the ones to get the properties from the fed entity that's yet to be created.