Portfolio today market price:  $7,320,000Yearly Gross rent:  $495,500Yearly Operating expenses:  $105,000Yearly Average repairs/maintenance etc:  $45,000Yearly Debt Service:  $228,000Yearly net cash flow:  $117,500If I rasie a minor rent of $25/month each unit per year, $25 x 50 units x 12 months = $15,000 extra rental income per year. 

That lead to me purchasing my 1st 4 unit.

That way, they just have to use short wood screws to hang stuff up, which reduces the chance that they don't use the right fasteners (like a drywall anchor), which leads to the wall getting beat up less and fewer things falling down.

I would also like to work for a brokerage that could help me generate leads (feel free to call me out if this is a naive expectation).What I can’t offer in experience to my future brokerage, I will make up for with drive and a willingness to learn.

Appraisal work definitely comes with the benefit of being very educated on real estate, financial statements, etc. but often in my experience leads to knowing too much, being too conservative, and holding yourself back.

I received a call today from someone local who received one of my postcards, but the house that she wants to sell is in Puerto Rico (not really out of the country, but still...). I don't know anything about that marke...

For a smaller complex not financed through agency debt, you have more freedom to fund upgrades organically through cash flow; i.e, pay as you go.  

I could use this to pay my lender, and then I'll be able to refinance in about a year to take care of the credit debt.

Yes, but she wasn't always like that.My question is since she has been making all of the payments on time and sometimes early (along with a few extra payments) since we got the car in June 2017 would I be able to apply for a mortgage and have that debt excluded after the 12 months have passed?

Will a bank have to run my credit and check my income to debt ratios like a normal mortgage or is the collateral of the property enough.