The average Refinance loan will be a 75% LTV based on a current appraisal.  

In my area I can get average monthly cost for the past 12 months easily on line.

The average loan you will get is a 75% LTV based on a current appraisal.  

Is the 8.65% cap rate the average for that area?

It was taxs at $107,000 and the average 4 plex in the city goes for $122,000 so that number is in the ball park.

I don't have a link handy, but I know there's a list of average lifespans for CapEx somewhere, and I believe, for investors purposes, the average lifespan is 8 years for carpet.If the carpet was in great condition on move in from the tenants, and they were there less than a year, you may be able to charge them a percentage, but I wouldn't hold my breath on that.

- What are the average rents in the area for 2/1's?

VA will give out a 2nd va loan for a few reasons. one being to move closer to work. so you would be able to have a 2nd va loan. but again do not listen to you average loan officer because they will twll you, you can never have a 2nd va loan but you can. i would say call a va loan specialized company like veterans united.

It's a safe and smart bet to get rid of your student debt. 6.5% beats the S&P 500 average and so it certainly wouldn't be foolish to pay that off.

Anyone that tells you they have a certain ratio are basing that number on yesterday or today expenses not on the full life of the property. 40% would be good, depending on the type of property, 50% is the statistical average based on tens of thousands of properties over many decades of collecting data.