If she knows she could get away with this one time it will happen again.

Looking for more beta users before we finalize our first round of funding next month.

You can get away with less if some of it is non-refundable right away or becomes non-refundable after inspection. 

You might be able to get away with a smaller dollar amount of downpayment and then have the bridge loan cover 100% of the construction.

Originally I had planned to get the required permits from the city, but I had a contractor that I work with recommend to not go through the time, money, and headache of the permitting process since it's my primary residence and I can most likely "get away" with it.

Go to city building & assessor offices to see what you can dig up about the property, including past permits and inspections, tickets, etc.Make sure you get all tenant contact info and application info at closing.

If this tenant is allowed to get away with it, other tenants will look for special exceptions on things they want.Give tenant options where you win:1) Keep doing this and after a certain date the bike will be removed and donated to charity2) In the meantime, a daily penalty will be charged3) We can install a bike rack for you at your cost

I would simply get away from any large bank and go to a small local community bank that will cherish your deposit relationship..

They are both in private communities with plenty of amenities to offer all year round.

One CPA may charge a tax return vs one charging for year round strategy.