Both applicants lost their homes due to the hurricanes, which led to credit challenges.

Combine this with interest rates that are near the high for this century and cash flow is challenging.  

I am having a similar challenge as well, I had paid the 20% for couple homes in Ocala in 2021 and it is now two years and the dates have just got extended multiple times.

Quote from @Michael Challenger: I have no qualms with hard money lending, but I need to learn more about the process and structure to these for typical deals so that I am more comfortable and in a position to reduce my personal risk and risk to investors as much as possible.

This concept aims at addressing the challenges of what to do with defunct suburban malls and maybe even empty big-box retail store spaces that are in desirable and affordable neighborhoods.

Despite surprises and challenges, I transformed it into a move-in-ready home and sold it for $145,000.

This 1925 bungalow was a true challenge, needing a complete rehab from top to bottom.

Accessory Dwelling Units (ADUs) are an increasingly popular way to generate additional rental income on an existing property.

Challenges?

Reliable, thorough housecleaning services can be challenging to find.