That isn't a bad way to keep folks happy and make sure they want to leave a 5 star review.Yeah, the toilet is one thing but the tub, whew.

I'm estimating a cap rate of 7.0%-8.0%, and 5) (this isn't you, more the model itself) The future property value shouldn't be based an annual increase (3% in your version), but rather on an expected cap rate at exit.

Duplexes for sale starting at $585,000 with a 3.75% interest rate.

With that much equity, you should compare rates with a conventional loan (no PMI but potentially higher interest rate) to see if the difference in rate would make sense vs the G-fee.

Will interest rates go up or down when Freddie/Fanny are 100% privatized?   

@Kwanza P.780 + is generally the highest bucket any rate sheet will have. 

A "kiddie condo" is the concept of buying a residential property with "owner occupied" rate financing made possible by having an adult child living in it, if only while they're in college or single.

But then your cap rate will be lower.

I have a 2.5% interest rate on the balance of the mortgage. 

Multifamily properties, particularly those with 2 to 4 units, can appreciate at different rates compared to single-family homes, depending on a range of factors such as location, market demand, and overall economic conditions.