GL and lemme know if you have any question .

@Daniel Harnsberger  AHS will not cover theft of course.You may be able to prove an insurable interest  ... but on something this small the deductible and the fact that it was theft and vandalism on a rental unless you had that specific coverage your not covered anyway.changing of insurance beneficiaries is one of the red flags that alerts a lender that the property has alienated its title and in some instance will envoke the due on sale clause and so you could have much bigger problems..I would just grin and bear it... but I would get my own policy I would leave the owners policy that the bank has so you don't get yhour loan called.. but I would get a policy just for yourself to cover your GL and fire and or any equity you may have.For all these reasons I am not a fan of Sub to  for the Seller in these transactions. 

GL and let us know the results. 

GL and don't hesitate to call and get rejected!