. - Buildium is supposed to have a association management module.

You pick what "modules" you want, and how you want them laid out and they make it happen.

It contains a detailed Cash Flow Analysis module along with several other modules that enable you to make intelligent investment decisions and store relevant documentation and contact info for each property.

The scoring modules used by the credit bureaus were not designed to benefit the consumer, they were designed to benefit the banks and credit bureaus.

True the disclaimers on most of these sites do state they use their own scoring modules however these 2 sites are pretty accurate and excellent reports.

I don't know phpBB internals very well, but most likely you would have to custom code (or find an existing module) to add this functionality.

Why would all 3 credit bureaus choose to use the same scoring module?

It has a pretty good budget module

I was wondering what your thoughts were on their product, not as much from an investment standpoint but more of a discussion on the concept.They have developed a system with a permanent foundation and interchangeable modules build to your desired application.

Modular meaning (modules) that are put together for the finished permanent structure.