I will concede that there are psychological benefits to paying off debt though.

Did I concede way too much or too little for how this issue went down?

In my opinion, the seller is getting above market (even if he concedes the furniture) and the buyer is the shrewd one here.I think it was an oversight--as we do transactions all the time without considering transfer of personal property as part of the purchase agreement.But your post has helped me think through this.  

I told him respectfully, "I conceded to your price.

I didn't get a word count on your last post Dion, but I'll simply concede that you've typed more in this thread than I.

However, I must concede my friend's point that rather than ruin her personal property instead of this neighbor (who, according to the landlord, "pays a lot of money for rent," which is a poor excuse as he probably saves a lot of money getting free paint jobs on the fly from her father) should instead fix the sprinkler out of his operating budget.This is for a 13-unit building and my friend and her family have been designated as managers who need to make these sorts of adjustments for the other tenants.

The truth of the matter is you can easily make or lose money investing in your own backyard as you can across city/county/state lines...What I will concede is what you are doing locally will not be an effective springboard for investing outside of your marketplace---the same things that you are successful at in your local business will need to be outsourced when you expand your geography.

First Time Homebuyer Programs:Let me begin by conceding that in many cases, the term has been used to simply market loan programs without there being anything special for someone who is actually buying their first home.

I will quickly concede to Frank's point that seller carry is a game changer depending on your financing situation and is more available in the MFR side.

So while I have conceded to most requests, the tenant has decided to starting doing things them self.