I can agree with Lex Law, I signed up with them about 3 years ago. spent 6 months on monthly payment plus a $99.00 sign up fee. In 6 months they made my credit worst and 1 out of the 3 accounts i had reporting good payments was erased. I learned to research nd continue on my own. 1-1/2 year later of making payments on time, settling charged off accounts and going to the FCC, and NYPD was the best thing I ever did. Reason why I went to the law was because I was a victim of ID theft, the 3 CRA's did not want to hear anything I had to say relating to being a victim of ID theft, the odd thing was the creditors themself sent me letters after doing investigation that I was a victim of ID theft and they sent the same letters to the 3 CRA's but they never removed those account, neither did Lex Law...
