All Forum Posts by: N/A N/A

You can ask you lender to give you a mortgage history statement and the bank may except that...it is strange that you lender is asking to prove all 12 months if you credit report show no lates for those mortgage. Something is strange almost like they are looking for a way to turn down you loan.

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Originally posted by "dal1":

Offered HELOC at closing of mortgage. Prime (8.25) plus 1.99 which is terrible. Have a great FICO in the top 700's. Why does a major bank hand out such high rates when I see better rates at prime or prime - everywhere?
Now I'm worried since I probably won't use this HELOC that it will lower my FICO simply having open credit show up in the revolving category.

Every bank offers HELOC at prime plus. You will get a better deal at your local neighboor bank..they may offer you prime +0 with your credit score. I curious what are you planning on doing with the HELCO.

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Hello

I am new to this and wanted to introduce myself. I specialize in Refinance loans and working with realtors in getting their buyers pre approved before they take their clients out.

I have a Real Estate license and well as an Insurance license. This helps me to better understand what the client needs as well as the realtors.

I also have several rental properties, some of which I bought as rehabs. So I also understand what the typical investors goes through.

I look to start looking to help people in forclosure with short sales or refinance if they have enough equity to refinance. Every case is different.

Best Regards,

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If there ary any investors or home owners looking to refinance we have plenty of loans available with flexible underwriitting guidelines

620 Fico Stated to 100%
620 Fico No Ratio to 100%
100% NOO
95% No Doc
Low LTV????

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I hava a lender that is doing 100% stated purchase.

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Originally posted by "bill walsh":

Hello all
I am l;ooking for a fast and efficient lender. I am in Orklando area and need to have a fast money lender that will not rip me off with fess and commissions!!! I plan on doing much business in 2007 and want to be able to finance with little difficulty and little cash at closing
If you can produce this I can give youo some dewals to do
Let me know If you are in on this...
Bill W

I am a mortgage broker out of California, I can do loans in 13 states work with over 150+ lenders top in the business and best pricing. I charge litlle fees and commission.

Let me know what you are working on and I can send you a GFE with no commitmetn.

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All Forum Posts by: N/A N/A

N/A N/A has started 2 posts and replied 6 times.

Post: Documenting timely mortgage payments

Post: HELOC Rates

Post: Hello Mortage Planner From Southern California

Post: We Have a 100% Refihase Loan Stated with 620 Credit Score

Post: need help

Post: R U a good lender?