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All Forum Posts by: Ramon E Alvarez

Ramon E Alvarez has started 8 posts and replied 29 times.

Post: Canadian landlord says tenants need to show a vaccine passport to

Ramon E AlvarezPosted
  • Rental Property Investor
  • Norfolk, VA
  • Posts 31
  • Votes 12

Strategic Group, a major rental housing provider in Alberta, Canada, announced that all new tenants need to show a vaccine passport to live in its properties. Critics claim the renter’s vaccine mandate sets a dangerous precedent.

“Vaccination of everyone in our community is the only way we are going to get through this pandemic and back to a sense of normalcy,” said Riaz Mamdani, founder and CEO of Strategic Group, in an October 28 press release.

“The safety of our team and our residents is a top priority, so ensuring full vaccination across the board is the least we can do.”

The press release said that “all employees, residents, and prospective residents” have to be vaccinated. Existing tenants will have to show proof of vaccination. Anyone “unable to be vaccinated (i.e., children under the age of 12) is exempt until able to receive the vaccine.”

“These rules apply to all of Strategic Group’s residential communities in Alberta.”

The renter owns more than 1,00 1 and 2-bedroom units in Edmonton and Calgary.

The Canadian Press reported that the Strategic Group COO Tracey Steman said that the company was "very proud" of the mandatory vaccination policy.

“And we’d like to see other landlords implement the same policy… It will help to end this pandemic,” Steman continued. “We’ve had really good feedback from our tenants.”

According to the company’s CEO, residents inspired the new policy as they were saying that “they value knowing that all their neighbors are vaccinated – they feel even safer in their own homes.”

Eva Chipiuk of the Justice Center for Constitutional Freedoms (JCCF) told LifeSiteNews that Strategic Group’s vaccine mandate for tenants “sets a dangerous precedent in Alberta and in Canada.”

“According to this renter’s policy, you do not deserve a roof over your head unless you have taken an experimental injection,” said Chipiuk.

“Such a policy, utterly unthinkable two years ago, is now frighteningly announced with pride,” she added.

“Under what authority is this policy being made?”

Chipiuk noted that the laws banning smoking indoors were discussed in “government housing.”

“This is not the same. These rental companies are taking the law into their own hands. If we allow this to happen, what will be next and who will find themselves without a place to live?” the lawyer asked.

In an article on The Lawyers Daily, landlord-tenant lawyer Caryma Sa’d explained why it is illegal for landlords to enforce vaccine passport mandates for tenants. Sa’d noted that refusing a potential client because of their vaccination status is discrimination.

Also, “landlords cannot simply make unilateral changes to the terms of the agreement, which would include imposing proof of vaccination as a condition of the tenancy.”

“This would prevent a landlord from attempting to evict a tenant based on vaccination status, unless it can be established that the tenant is substantially interfering with the reasonable enjoyment of others within the unit or otherwise causing serious problems at the residential complex because of their vaccination status,” the lawyer continued.

The president of the Canadian Federation of Apartment Associations John Dickie told the Canadian Press that it was “possible” for some landlords to follow Strategic Group’s lead and implement a vaccine passport mandate, but that was not likely to be “very widespread.”

“We’re not the health police,” said Dickie.

“Rental housing providers realize people need housing. We’re not in the habit of inquiring into people’s political views.”

https://reclaimthenet.org/cana...

So what do you guys think?

Post: IMF: "credit scores could soon be based on web browsing history"

Ramon E AlvarezPosted
  • Rental Property Investor
  • Norfolk, VA
  • Posts 31
  • Votes 12

The International Monetary Fund (IMF) has published the results of research conducted into how lenders are likely to be doing their business in the future, and what new information and personal data these companies plan to start asking from borrowers in order to determine their credit score.

The biggest takeaway is the seemingly inevitable shift from merely accessing credit information to also incorporating people’s online behavior into the process of deciding whether to lend them money necessary, for example, to buy a house.

Compared to the way the system now works in most countries – these changes, which are expected to be coming soon, look fairly invasive privacy-wise, and with no “vision” of proper safeguards. Banks and others will go as far as to access personal browsing and shopping history. This would be done by allowing automated systems, powered by algorithms, to harvest the data and turn it into credit reports.

From the report:

Currently, those hoping to take out a loan can expect to have their repayment and credit history length, as well as total debt checked, but going forward, the IMF study suggests, this will be expanded to include what’s known as people’s digital footprint – either collected from data already publicly available, or that obtained by credit bureaus.

The stated goal is to improve “loan default predictions” – and the upcoming trend is sold as a way to give access to money to people who have previously been unable to use loans because their status is “unscorable.” Also known as “credit invisibles,” these are mostly low-income minorities and immigrants, and having access to their personal habits and behavior as exhibited on the internet is supposed to help banks and other lenders “profile” them precisely enough to determine if they should be given a loan.

On the other hand, citizens who are “scorable” but whose score is low might suffer in the new system now in the making, as their online activity could persuade lenders to cut them off from access to money.

Although the move in this direction looks inevitable, some key answers are missing: what data scraped from the internet will be used to determine someone’s credit rating, and how it will be secured.

IMF’s post warns, however, to expect an “efficiency-privacy trade-off.”

https://reclaimthenet.org/imf-...

Post: What is the best App/Website to find contractors?

Ramon E AlvarezPosted
  • Rental Property Investor
  • Norfolk, VA
  • Posts 31
  • Votes 12

This post is for those of you who don’t have a dedicated maintenance team on hand.

What app or website do you think is the best to find contractors for regular maintenance work?

Thanks in advance!

Post: Active duty Navy looking to invest!

Ramon E AlvarezPosted
  • Rental Property Investor
  • Norfolk, VA
  • Posts 31
  • Votes 12

@John Hamm welcome aboard shipmate! I'm also active duty stationed in Norfolk. I'm currently house hacking a Duplex. Let me know if you wanna chat some time

Post: When is the Landlord supposed to turn in the keys to the Tenant?

Ramon E AlvarezPosted
  • Rental Property Investor
  • Norfolk, VA
  • Posts 31
  • Votes 12

How about utilities transfer? I'm thinking about going online and stopping the utilities on that unit on Monday 16th August. I already sent them the names of the companies as well as the websites so they can setup their accounts and activate them. 

Is that how you guys do it?

Post: When is the Landlord supposed to turn in the keys to the Tenant?

Ramon E AlvarezPosted
  • Rental Property Investor
  • Norfolk, VA
  • Posts 31
  • Votes 12
Originally posted by @Nathan Gesner:

The agreement was Monday and he should have paid rent from Monday to August 31st. That's when he gets the keys. If he wants it on Saturday, he owes you two days of rent.

I'm a property manager and work a full schedule, so I expect tenants to move in during business hours. If they want to move in after hours, they have to pay me for my time or we figure out a way to get them the keys without me having to physically meet them. Sometimes I'll use a lock box. Sometimes I stick it in a secret spot. Most times I just put them inside the house and leave the door unlocked because we're in a low-crime area. If only do the last two with tenants permission.

10/4!

He already scheduled the move-in fees (which are processing) for Monday. I will give him a time range for keys pick up on Monday or coordinate another method and we'll go from there!
Thanks! (thumbs up)

Post: When is the Landlord supposed to turn in the keys to the Tenant?

Ramon E AlvarezPosted
  • Rental Property Investor
  • Norfolk, VA
  • Posts 31
  • Votes 12
Originally posted by @John Underwood:

I would wait till Monday when the lease starts and not mess up your weekend. 

Copy! thanks for the quick help! 

Post: When is the Landlord supposed to turn in the keys to the Tenant?

Ramon E AlvarezPosted
  • Rental Property Investor
  • Norfolk, VA
  • Posts 31
  • Votes 12
Originally posted by @Scott M.:

I am sure there are no hard and fast rules and you will get a variety of answers but we turn keys over when we sign the lease and do the final walkthrough and that is the day of move in and the start of the lease.  if they want keys early, then we start the lease early.  

We signed the lease yesterday to start tenancy on Monday 16th august. That sounds about right keys early lease early. So, I'm thinking of telling him I cannot turn in the keys before Lease start date.

Post: When is the Landlord supposed to turn in the keys to the Tenant?

Ramon E AlvarezPosted
  • Rental Property Investor
  • Norfolk, VA
  • Posts 31
  • Votes 12

My Tenant’s move-in date is Monday 16th of August. I’m asking him the time he’ll be coming to pick up the keys and he says that he can come pick them up Saturday and do the inspection right away.
Should I do this Saturday? or wait until Monday?