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Technical Debt in Real Estate

Monday, October 13

Technical debt is the cost of short-term decisions that create long-term drag. It’s what happens when you choose speed or convenience over structure, clarity, and scalability. You get to move faster today — but you’ll pay for it later in time, money, and missed opportunity. It's the opposite of "...


Avoiding Due on Sale in VA Loan Subto Deals

Thursday, January 23

Contract for Deed not a Conveyance Did you know the VA doesn't consider an installment sale contract to be a conveyance, meaning lenders can't call the note due? There should be no due on sale for a property bought/sold via contract for deed! GET A SECOND OPINION, but our plain-language reading o...


How to Seller Finance Your House

Thursday, January 23

Your success when selling on seller finance hinges on choosing the right buyer / borrower, the right deal structure, and protecting your investment from unnecessary risks. This guide dives into practical steps and financing options to make store you’re successful, profitable, and safe! “DEALS DO...


Due on Sale Insurance - Is it real?

Thursday, January 23

The Problem You Can’t Ignore: The Due on Sale Clause The due on sale clause isn’t just a small line in your mortgage — it’s a what hangs over your head for the life of the mortgage... If triggered, it allows the lender to demand full repayment of the loan immediately. No matter how careful or cre...


Avoid Creative Deal Shipwrecks By Using A "Lighthouse"

Thursday, January 23

The Shipwreck A ship loaded with precious cargo is sailing with purpose, bound for port. The captain is ready to close the deal. Focused on their destination, the crew believes everything is under control, unaware of the shallows and dangers just below the surface of the water. There’s no lightho...


Mentorships Causing Mayhem - An Open Letter to Leaders

Thursday, January 23

A Story of Mayhem John and Jenny had been treading water financially for years. Hardworking and diligent, they carried their weight but never managed to build any savings or get ahead. They had dreams of financial freedom and often talked about how to break out of their rut. They read books, watc...