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Updated 6 months ago, 06/23/2024
Title insurance claim regarding Easement dispute
I purchased a short-term rental property a couple years ago that requires crossing another landowner's property for access. The landowner informed us that there is a no legal easement to our property, and we could possibly be land locked. This situation also affects two of our neighbors who purchased their homes around the same time. We all have the same title insurance company and have individually filed claims. Based on our coverage, it appears that we are protected.
My question is, what does title insurance typically cover in this situation? I believe constructing a new easement may be the only solution. We have consulted with a real estate attorney who suggested negotiating with the landowner. Does anyone have experience with a similar issue or insight to share on this matter?