Mortgage Options Ontario

[Cody Schmalz]

Hey guys, new to the game here! I bought a property in midwestern Ontario, it’s 3 lots which I’m putting 2 triplexes on. I’ve got a private loan for the building process which is getting underway shortly. Once complete I will be getting a mortgage on it to pay my private lender back. I own the land outright so my question is, could I put my land against my mortgage for the buildings and avoid putting another 20% into this or is that wishful thinking? 
Thanks.