For BRRRR, how is credit age affected with repeat refi's...

[Brian Bufalini]

Just finishing up David Greene's excellent book on BRRRR, and the whole idea is to refinance after the rehab when your appraisal will be a lot higher (and hopefully you can pull out all of your cash or more). However, when you get to the final "R" or "Repeat", that means you'll be refinancing over and over again for each new rental you acquire. My question is, how is that going to affect your credit score, since it seems your credit age will start to drop? After 5 or so active refinance loans, I can see this really depleting a score. New credit is 10% of your score and credit age is 15% of your score. I will be just fine starting out, but want to know how to manage this after I refi several times. Thank you!