Looking for a good rates for my loan

[Tal P.]

I have few projects and I'm looking to start using traditional loans rather than hard money.  One the projects is making two-family into 3 family and I'm going to live in the of the units. I bought the house in 1M plus 800k renovation budget.  I spoke with few banks which offered me around 6% and because I am going to live in one of units, I feel like there a way to make the % to be much lower. If someone knows about a way I can set it up, please let me know. Thanks