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Updated over 1 year ago, 08/13/2023

User Stats

15
Posts
4
Votes
Parker C. Snow
  • Specialist
  • Anaheim, CA
4
Votes |
15
Posts

Buying and Holding in Lake Havasu City, AZ?

Parker C. Snow
  • Specialist
  • Anaheim, CA
Posted

I am very new (22yo) and am unfortunate enough to live and work in Los Angeles. My parents are retired in Lake Havasu AZ and I am thinking about buying my first rental property out there and making the drives.

I have read 3 real estate books in the last three days and listened to several podcasts and still will admit that I know next to nothing. Any advice or strategies are appreciated.

Is it possible to use an FHA loan to "live there" during the summer as a vacation home and rent it out to the snow birds during the winter months?

User Stats

18
Posts
14
Votes
Alan Robert Litz
  • Real Estate Agent
  • Norfolk, VA
14
Votes |
18
Posts
Alan Robert Litz
  • Real Estate Agent
  • Norfolk, VA
Replied

@Parker C. Snow

Hey Parker! I live in Live in Lake Havasu!

Short term rentals are the way to go out

PM me if you have any more questions!

User Stats

19
Posts
10
Votes
Replied

I have 3 vacation rentals In Lake Havasu and it’s never enough! Don’t know about loans though, but any other questions I’d be happy to help!

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User Stats

137
Posts
118
Votes
TJ Watson
Pro Member
  • Rental Property Investor
  • SD x LV
118
Votes |
137
Posts
TJ Watson
Pro Member
  • Rental Property Investor
  • SD x LV
Replied

Hi @Betty Snowie .. I love Havasu, would be a rad place to find my next STR. What model are you doing out there? The bigger party type houses near the bridge area, condos, or something else?

(just realized my profile avatar photo is from Lake Havasu too!)

User Stats

19
Posts
10
Votes
Replied

Hi TJ. Everything is better at the Lake. I just got back from a nice walk around English Village. Beautiful! 

As for my rentals, at this time I'm more in line with the snowbird rentals so away from the lake but with lots to do particularly in the backyard. All my homes have heated pools, two have putting greens and the third has a games room (complete with poker table, cards and necessary chips!). 

I'm not ruling out a party home at some point but I have some very specific requirements for vacation rentals. The first is that it needs to be close to me. I do my own management and if I get called out for any reason, I don't want to be driving any distance, especially at night. If you've read my profile you'll see I'm over 70 and eyesight really does become an issue!! 

I suggest you look at my profile. I have two houses that have photos and a description. The third one became occupied before I could get the photographers out so I don't even have it on the market yet, but it's rented Jan 1-Mar 31 and then July 1-Aug 31 (and maybe also September). These are all returning guests from my other houses!

It seems there are never quite enough rentals for snowbirds. Mine are higher end (not highest but higher than a mid-) and lots of snowbirds are looking for more nice low-mid range. 

Just occurred to me that you can also check out the 2 homes on Vrbo.com. The numbers to search for are 1253934 (3 bed, 2 bath, my first rental), and 1632582 (4 bed, 3 bath, the one with the games room). The 3rd property won't be activated until I can get photos up, so perhaps by late April.

If you decide to invest in our little city, get in touch to say Hi! I always need someone to refer to when my places are full!

User Stats

61
Posts
16
Votes
Gail W.
  • Rental Property Investor
  • Running the Earth, watching the sky
16
Votes |
61
Posts
Gail W.
  • Rental Property Investor
  • Running the Earth, watching the sky
Replied

LOVE Havasu! We've had a couple of vacay rentals out on the Island that have done really well for us over the years. We recently sold one so we could get right ON the lake and MAN, that thing is a hot rental! 

Next, we are looking for a regular SFR out in town to rent full time to working families. That's something Havasu really needs more of. There isn't a ton of high paying jobs; it's a resort town. But we desperately need families to keep coming to run those tourist businesses and we need them to STAY and become vested in their home town. So good, clean, solid, decently priced rentals are a must.

Problem is; every other refugeeing Californian has sold their high priced home back in So Cal and come out and purchased all the cheap homes, flipping them. So prices have shot up. Personally, I can't see how the higher and higher sell and rental prices can  continue when the ones needing to pay for them are not making So Cal bank. So it's hard to find an SFR under $200k anymore. This time last year- I passed up half a dozen SFRs in Havasu around $130k- $150k because we were tied up with our So Cal home and vacay rentals...DANG IT!! 

We are scouring the town looking for that next gem, but I refuse to overpay when they'll top out soon and then I won't make anything each month on rent. :/ 

User Stats

19
Posts
10
Votes
Replied

I agree completely Gail. I just put an offer in on a SFR and it didn't even get passed their realtor. The sellers wouldn't look at any offers more than $5K below list. And it's way overpriced at list. This seller purchased the house, at an overvalued price, then listed the next day. Now they want their money back AND the realtor fees! Someone will probably pay it.

As for multifamily, yes I agree with that as well. I'd love to get into a small multifamily, but when you're talking more than a duplex, there are few options and and a "good-ole-boy" mentality. (And that includes women who have been investing for years in town.) Those options never seem to actually make it to market.

If anyone out there has suggestions for breaking through that barrier I know I'd love to hear them!

User Stats

1,642
Posts
779
Votes
John D.
Pro Member
  • Rental Property Investor
  • La Quinta, CA
779
Votes |
1,642
Posts
John D.
Pro Member
  • Rental Property Investor
  • La Quinta, CA
Replied

I just closed on our first vacation rental in Havasu and we should have it online in 30 days or so. Similar to my properties in the greater PalmSprings area it’s a large property well suited to larger groups. Been interesting getting to know the area a bit, it’s a very unique market

  • John D.
  • User Stats

    19
    Posts
    10
    Votes
    Replied

    Congratulations John and best of luck! There's always a need for vacation rentals at the lake! 

    So how big is big? I often get inquiries from realtors especially for the larger family reunion type rentals. Would yours fit into that category? If so, how best to contact you about referrals to your property?

    User Stats

    58
    Posts
    23
    Votes
    Mike Hottinga
    • Lake Havasu City, AZ
    23
    Votes |
    58
    Posts
    Mike Hottinga
    • Lake Havasu City, AZ
    Replied

    @Parker C. Snow my advise would be to keep educating yourself and be patient. Educating yourself will allow you to understand why you should invest in a particular market. I have been in Havasu 10 years and am fortunate to have one of the few well paying jobs in this town. I looked at sub $250k SFRs and 1-4 multifamilys for 3 years and couldn't find anything that worked number wise without $100k+ down payment (2015-2018). I changed plans and bought my 3/3/3 sfr and rented the 2 other rooms. I was close to break even monthly with 2 roommates, but now only have one. Home prices have climbed fast and rents have been flat.

    User Stats

    1,642
    Posts
    779
    Votes
    John D.
    Pro Member
    • Rental Property Investor
    • La Quinta, CA
    779
    Votes |
    1,642
    Posts
    John D.
    Pro Member
    • Rental Property Investor
    • La Quinta, CA
    Replied

    @Betty Snowie 8 bedrooms, 4 bathrooms, triple lot, well outfitted for large groups.  Will be live in a few weeks, GREAT spot family reunions and related.

  • John D.
  • User Stats

    19
    Posts
    10
    Votes
    Replied

    That is HUGE John! Congrats! I will let my contacts know about it and if any hits come up I will touch base with you. Will it be on Vrbo or AirBnB? Perhaps you can post your property number once it's live so I can forward the info to others. Best of luck but with that large a property, I'm sure you won't need luck!

    User Stats

    319
    Posts
    161
    Votes
    Trevor Aydelott
    • High Desert, CA
    161
    Votes |
    319
    Posts
    Trevor Aydelott
    • High Desert, CA
    Replied

    Hey @John D. are you doing it for short term rentals or long term? 

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    User Stats

    1,642
    Posts
    779
    Votes
    John D.
    Pro Member
    • Rental Property Investor
    • La Quinta, CA
    779
    Votes |
    1,642
    Posts
    John D.
    Pro Member
    • Rental Property Investor
    • La Quinta, CA
    Replied

    I am all short-term these days.

  • John D.
  • User Stats

    1
    Posts
    0
    Votes
    Replied

    I’m just getting started with real estate investing- been living in Lake Havasu for 3 years and need to subsidize my lifestyle!!! Looking to learn from someone local- possibly partner with them.  I have the time to invest in finding deals- just looking for some help along the way! Let me know if you are looking for an excited new investor to work with!

    Diane