How do i purchase an investmen property w/ a borrowed down pmnt.?

How do i purchase an investmen property w/ a borrowed down pmnt.?

Member since 2019 · 125 posts · 56 votes

Hey Everyone, 

I currently own a few rental properties, mostly 2-3 families. I have another deal coming up soon, but i dont have my own cash for the down payment. However, i do have a person that can give me the down payment money. 


My question is, how do i structure this deal? 

The property is a a 3 Fam with 2/1 and one store front. So 4 units total. 

The selling price is 595K, and since its an investment property for me, i would have to put 25% down. So i have a friend that would lend me the 150K down payment at 4% interest. 


My question is how do i structure this deal with a lender, and how do i incorporate my friend in the deal to make this work?

Thanks

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