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FHA 203K Loan and Geodesic Dome
Hi All,
My partner and I are planning to buy a land to use for geodesic dome short term rentals. We found a land with a small house but it needs renovation so I'm thinking to avail the FHA 203k loan. Is it possible to put up a geodesic loan on a fha 203k property? We are also planning to take out personal loans on the dome which is about 100K.
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@Celeste Rosario One of you must live in a property as your primary residence if you want any type of FHA loan. I am not a lender - but in theory you can borrow to add a garage, or unit, etc. However, I believe you are limited to 50% of the cost of the property for the rehab dollars. Any lenders out there that can weigh in on this?
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I believe that a Geodesic Dome is NOT eligible for a 203k loan. Reference HUD SFH 4000.1.
However, you could buy the existing property that has a residential structure using a 203k loan and use other $$$ (not 203k loan) for the geodesic dome.
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