Trust or LLC or personal (then Trust)

[Kathryn S.]

In the middle to close our first rental deal in PA (We live in NJ). Just learned about the importance of using Trust instead of LLC. I understand it is difficult to get financing if the entity is a trust, so I'm entertaining the idea of purchasing with personal name, rehab then refi - after refi, and only after refi to quitclaim deed to a Trust.. Anyone has done this before?? Pros and Cons?? Many thanks!!