• *** For licensed Medical & Healthcare Professionals - ALL 50 States ***
• Loan limit
  • 0% down up to $1MM
  • 5% down up to $1.5MM
  • 10% down up to $2MM
• Can go down to 660 FICO - Will not affect rate
• 1-4 unit residential property
• NO MI
  
• Must be primary residence
  
• Purchase or Rate and Term Refinance (Cash-out Refi - Max 80% LTV)
  
• Can use rental income to qualify
  
• Can close up to 90 days prior to start of new employment
  
• Excluded student loan payment deferred for 12 months or longer
  
• For New and Established professionals
  
• Professional Designations:
  • Physician (MD)
  • Osteopathist / Osteopath (DO)
  • Dentist / Orthodontist / Prosthodontist (DDS or DMD)
  • Podiatrist (DPM)
    
  • Pharmacist (PharmD)
  • Optometrist (OD)
  • Psychologist
  • Veterinarian (DVM)
  • Nurse Practitioner (NP)
  • Physician Assistant (PA)
  • Nurse Anesthetist (CRNA)
    
  • Nurse Midwife (APRN)
  • Other professions considered on an exception basis
    

If you would like to have a discussion, then please grab time on

You can submit your loan application at -

I lend in ALL 50 states!

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Terms and conditions may vary. Subject to underwriting approval.

Member FDIC and Equal Housing Lender