Low Down Payment Mortgage Advice - NYC Queens Brooklyn

[Christopher DeSimone]

Hello!

I wanted to ask the BP community about mortgages, as I feel uneasy about this step in the process. 

If you were in my shoes, what would you do? Consult a mortgage broker? 

As I meet with loan officers, they often tell me that an FHA should be my last resort. As of right now, their logic about upfront cost and PMI insurance associated with an FHA makes sense. For example, I see that Citi has a great program called HomeRun Mortgage, where you can put 3-5% down with no PMI.

I was wondering if you or if you know someone else who I can consult with to find the best option and rate for me as I am finding it difficult to this by myself.

Best Regards,

Christopher DeSimone