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Updated almost 9 years ago on . Most recent reply

Account Closed's profile image
Account Closed's profile image
Account Closed
  • from New York City, New York
  • Member since Oct 18, 2015
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Account Closed's profile image
Account Closed's profile image
Account Closed
  • from New York City, New York
  • Member since Oct 18, 2015
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Account Closed
  • New York City, NY
4
Votes |
39
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Private Lending & Conventional Mortgage Advice

Could I take out two loans for one house?

Account Closed
  • New York City, NY
Posted

Hypothetically speaking, If I were to get a conventional loan that paid out 80% and I was only able to put down 5%, could I take out another loan that covered the remaining 5%? Thanks!

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Charlie Fitzgerald's profile image
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Charlie Fitzgerald
  • Lender
  • from Las Vegas, NV
  • Member since Aug 12, 2015
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Charlie Fitzgerald's profile image
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Charlie Fitzgerald
  • Lender
  • from Las Vegas, NV
  • Member since Aug 12, 2015
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Charlie Fitzgerald
  • Lender
  • Las Vegas, NV
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Charlie Fitzgerald
  • Lender
  • Las Vegas, NV
Replied

you would still be 10% short.  The lender that loaned the 80% would have to agree to allow the other lender to lend in 2nd position and the jr. Lien would have to agree to be in 2nd...position...

  • Charlie Fitzgerald
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