Just looking to get a round about for how much i would qualify for a mortgage.

[Jake LaRoche]

with my income of 100,000, a score of 720-730 and no debt (other than a car loan of 30k) , what could i even qualify for using the new 5% conventional loan (upstate New York)

[Ziad Hamati]

Jake,
Are you a W2 employee or Self employed? Do you have 2 years of employment? We do not care much about the car balance, but rather the minimum monthly payment on your car.

To accurately find out how much you can qualify for , I suggest you reach out to a local lender since they know your market better than I do (i live in texas). I am not sure what is a typical tax rate, and how much do homeowner insurance run for.

Assuming a 2.5% tax rate, $2000/mo homeowner insurance, no hoa, the maximum you can qualify for is $350k-$400k