FHA loan questions??

[Dominick Galinis]

Hey BP fam,

I had a question pertaining to FHA loans. I am planning on getting a FHA loan on a multifamily property and house hacking. And I know the very basics of the loan, such as you (typically) need to occupy the property for a at least a year.

Now for my question: I mentioned this to my brother, and he asked me the following:

He just renewed his apartment lease that will expire in Oct 2022. What happens with that lease if he gets a FHA loan? Or how does he handle that?

Also; he is planning on getting engaged to said girlfriend over the next year. If they each buy a multifamily property using a FHA loan over the next year, and they get engaged, do they have to keep the "owner occupied" portion of the terms or can say, his girlfriend move into his unit and they rent out her old one?

Thank you guys in advance!