Advice on who to use to start an LLC

[Mike Boss]

Here are some questions. I'm thinking of starting an LLC for when I purchase properties for flips. I was wondering how much it typically costs? And is there an annual fee to maintain the LLC, how much is it? I'm hoping it's not more than $200 a year.

I'm in CA and invest in OH. Should I create a Wyoming LLC? Is incfile or legal zoom the best place to do it?

Me and my business partner would own the LLC. We already have a shared personal bank account. Can we use this account and turn it into a business account or do we have to create a new business account.

Do we have to file a tax return for the LLC every year even if we didn't make money in a given year?

What's the point in having an LLC if home insurance gives liability coverage?