Creative solution to buying my first personal residence...(HELP!)

[Andre Green]

Ok so I have some real estate experience in the business not the most and I'm not a newbie but none of it is on the creative side to get things done really outside of the box.

Like the majority of the population in my age range I have committed my share of bone head financial moves dut to ignorance and stupidity of me knowing it all at the tender age of 18 because I thought I was invincible (like who listens to their parents in their teenage years...lol... like don't waste your money and save some for a rainy day...blah blah blah). So fast forward 10 years and I have paid of my $30k!!!! of credit card debt (how dumb was I) and created some savings through alot of sacrafice, budgeting, and change in my spending habits and I feel like I have just completed a marathon! (BTW my parents were so right about everything! Even though I won't admit it to my Dad yet. I'm waiting to do it as a Christmas gift. LOL)

Anyway I have been looking to purchase my own home and I came across a decent area in Long Island that has what I am looking for but I am not in the best of positions to go to a Lender for finacning yet. Good news is that I recently learned that a neighbor of my cousin in this area is selling his property to move up NY to some lake area (Lake George I think) but can not move until they sell their current home. They are retired and don't seem to be in a rush but I would love to hear what you guys think can help me with some ideas as to what options I can offer to the seller to maybe get this deal done and purchase my first home for me!

I look forward to the feedback and the more ideas the better! Thanks!